{"id":15183,"date":"2022-07-11T21:27:01","date_gmt":"2022-07-11T21:27:01","guid":{"rendered":"https:\/\/www.moneytrans.eu\/moneytransblog\/?p=15183"},"modified":"2023-05-31T08:20:46","modified_gmt":"2023-05-31T08:20:46","slug":"financial-inclusion","status":"publish","type":"post","link":"https:\/\/www.moneytrans.eu\/moneytransblog\/financial-inclusion\/","title":{"rendered":"Educaci\u00f3n financiera: consejos para mejorar tus ahorros"},"content":{"rendered":"<p>Entender la importancia de la educaci\u00f3n financiera y c\u00f3mo poder sacarle partido, ser\u00e1 de gran ayuda para mejorar nuestros ahorros. En Moneytrans, \u00a1compartimos todas las claves contigo!<\/p>\n<p>&nbsp;<\/p>\n<h2><span data-contrast=\"auto\"><span style=\"color: #1195ff;\">Educaci\u00f3n financiera, \u00bfqu\u00e9 es?\u00a0<\/span>\u00a0\u00a0 <\/span><\/h2>\n<p><span data-contrast=\"auto\">Nuestra \u00e9poca est\u00e1 marcada por un fuerte aumento de la migraci\u00f3n en cuanto al n\u00famero de personas que llegan a Europa. Por lo tanto, <strong>se hace imprescindible el aprendizaje de nuevos m\u00e9todos para una mejor integraci\u00f3n de los inmigrantes,<\/strong> especialmente desde el punto de vista financiero. En este caso, el t\u00e9rmino educaci\u00f3n financiera es la clave. Pero entonces, \u00bfqu\u00e9 es? La educaci\u00f3n financiera permite comprender el contexto econ\u00f3mico en el que nos desenvolvemos y los h\u00e1bitos de cada persona, con el fin de tomar las mejores decisiones para gestionar mejor nuestros gastos e ingresos. Tambi\u00e9n ayuda a seleccionar los servicios financieros m\u00e1s ventajosos.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><strong>La primera regla es distinguir entre deseos y necesidades.<\/strong> Esto parece obvio, pero mucha gente ignora esta sencilla regla. Algunas cosas son necesidades, como encontrar un lugar para vivir, pero querer vivir en un piso caro es probablemente s\u00f3lo un deseo. Aprendiendo a tener conocimientos financieros, ahorrar dinero, consumir de forma responsable y tomar decisiones se convierte en algo r\u00e1pido y sencillo.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><span style=\"color: #1195ff;\" data-contrast=\"auto\">Planificar los gastos\u00a0\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><\/h2>\n<p><span data-contrast=\"auto\">Una vez que domines la gesti\u00f3n de los gastos, <strong>es imprescindible hacer balance y preguntarte si el porcentaje asignado a cada categor\u00eda se corresponde realmente con tus necesidades y prioridades.<\/strong> A partir de este breve an\u00e1lisis, es el momento de establecer un presupuesto fijando porcentajes precisos para cada categor\u00eda. De este modo, ser\u00e1 posible compararlo con los gastos del mes anterior y ajustarlo poco a poco. De este modo, \u00a1el ahorro se convierte en algo accesible para todos! Este plan de gastos se ajustar\u00e1 con el tiempo en funci\u00f3n de las prioridades mensuales de cada persona.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Desgraciadamente, no existe una regla o receta m\u00e1gica para asignar los gastos. Sin embargo, existe <strong>el principio de \u00abP\u00e1gate a ti mismo primero\u00bb<\/strong>. Se trata de reorganizar los gastos de la familia dividi\u00e9ndolos en ahorro mensual, productos esenciales, extras, imprevistos y prescindibles, d\u00e1ndoles distintas prioridades.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Otro aspecto importante de la educaci\u00f3n financiera es <strong>aprender a gastar el dinero de forma responsable<\/strong>. Seguir un plan de gastos, ser capaz de pagar a plazos los grandes gastos, seguir las ofertas y descuentos y comparar precios es fundamental. <\/span><span data-contrast=\"auto\">Todos estos consejos permiten una mejor gesti\u00f3n del dinero y, por tanto, una buena integraci\u00f3n desde el punto de vista econ\u00f3mico.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><span style=\"color: #1195ff;\">Ahorrar, \u00bfpor qu\u00e9 y c\u00f3mo hacerlo? \u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">La migraci\u00f3n suele conllevar situaciones imprevisibles a las que hay que saber enfrentarse. Para ello, el ahorro ser\u00e1 uno de los elementos clave de una buena integraci\u00f3n. El ahorro no es una cuesti\u00f3n de ingresos sino de gesti\u00f3n de las finanzas propias. Dependiendo de las necesidades de cada uno, la cantidad a ahorrar fluctuar\u00e1. Por ejemplo, si un emigrante tiene que enviar dinero a casa, necesitar\u00e1 haber ahorrado una determinada cantidad para poder mantenerse a s\u00ed mismo y a su familia.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">He aqu\u00ed algunos <strong>consejos para ahorrar eficazmente<\/strong>:<br \/>\n<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reserva dinero a principios de mes.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Establece objetivos y plazos concretos.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Sigue las distintas promociones a trav\u00e9s de las redes sociales de las empresas de env\u00edo de dinero como Moneytrans.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reduce los gastos para ahorrar m\u00e1s.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">S\u00e9 constante y planifica siempre con antelaci\u00f3n.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Estos consejos permitir\u00e1n a la poblaci\u00f3n migrante adaptarse mejor al pa\u00eds en el que va a residir.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-15193 size-large\" src=\"https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/Saving-1024x569.png\" alt=\"\" width=\"1024\" height=\"569\" srcset=\"https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/Saving-1024x569.png 1024w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/Saving-300x167.png 300w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/Saving-768x427.png 768w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/Saving-1536x853.png 1536w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/Saving.png 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><span style=\"color: #1195ff;\" data-contrast=\"auto\">Protegerse a trav\u00e9s de la educaci\u00f3n financiera<\/span><\/h2>\n<p><span data-contrast=\"auto\">Estar informado sobre el fraude y los riesgos cibern\u00e9ticos es ahora esencial para todos. Para gestionar tus finanzas de forma segura, aqu\u00ed tienes algunos consejos adicionales.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">\u00a0Nunca compartas tus datos bancarios si no es con una entidad oficial\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">Aseg\u00farate siempre de que se trata de un sitio web seguro (si aparece un candado a la izquierda de la URL, ese sitio web tiene un certificado de seguridad)\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"8\" data-aria-level=\"1\"><span data-contrast=\"auto\">No abras enlaces sospechosos (correo electr\u00f3nico, SMS, etc.)\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"9\" data-aria-level=\"1\"><span data-contrast=\"auto\">Instala en sus dispositivos electr\u00f3nicos un software antivirus.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf02d\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf02d&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"10\" data-aria-level=\"1\"><span data-contrast=\"auto\">Refuerza la complejidad de tus contrase\u00f1as\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Cuando env\u00edes dinero al pa\u00eds de origen del emigrante, ten siempre una garant\u00eda que permita anular la transferencia de dinero en caso necesario.\u00a0 <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><span style=\"color: #1195ff;\" data-contrast=\"auto\">\u00bfQu\u00e9 son los neobancos? <\/span><\/h2>\n<p><span data-contrast=\"auto\">Hoy en d\u00eda, los servicios bancarios tradicionales ya no son adecuados para las personas de origen inmigrante. En efecto, no responden exactamente a sus necesidades y tienden a dispersar a los proveedores financieros, lo que supone una p\u00e9rdida de dinero y de tiempo.\u00a0 <\/span><span data-contrast=\"auto\">A diferencia de los bancos tradicionales, hay instituciones financieras que ofrecen soluciones de pago digitales y m\u00f3viles en un solo lugar: son <strong>los neobancos. Se estima que son 4 veces m\u00e1s baratos que los bancos tradicionales.\u00a0 <\/strong><\/span><strong>\u00a0<\/strong><\/p>\n<p><span data-contrast=\"auto\">En 2019, las remesas enviadas por millones de migrantes en todo el mundo alcanzaron un pico de 554.000 millones de d\u00f3lares, lo que representa m\u00e1s del 5% de la riqueza nacional de al menos 60 pa\u00edses de ingresos bajos y medios. Este dinero es un salvavidas vital para los beneficiarios de las mismas, especialmente en las zonas rurales. Financia las necesidades b\u00e1sicas de toda una familia, pero tambi\u00e9n es un generador de crecimiento que permite a miles de personas poner en marcha sus propios negocios. En estas circunstancias, es muy importante encontrar un proveedor de transferencias de dinero que apueste por la tecnolog\u00eda y la digitalizaci\u00f3n de sus servicios, ya que esto puede reducir significativamente los costes. De hecho, <strong>en Moneytrans hemos reducido, por ejemplo, las comisiones de transferencia de dinero de nuestros clientes del 5% al 3% con nuestra plataforma Moneytrans.\u00a0 <\/strong><\/span><strong>\u00a0<\/strong><\/p>\n<p><span data-contrast=\"auto\">Moneytrans ofrece una soluci\u00f3n para reducir estos costes financieros: \u00a1hemos construido la primera plataforma de servicios financieros especialmente dedicada y adaptada a los inmigrantes!<a href=\"http:\/\/www.moneytrans.eu\" target=\"_blank\" rel=\"noopener\"> Un solo lugar para todas sus necesidades financieras<\/a>, centr\u00e1ndose en lo esencial: \u00a1recibir, enviar dinero y realizar pagos!<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-15189 size-large\" src=\"https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/End-1024x569.png\" alt=\"\" width=\"1024\" height=\"569\" srcset=\"https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/End-1024x569.png 1024w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/End-300x167.png 300w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/End-768x427.png 768w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/End-1536x853.png 1536w, https:\/\/www.moneytrans.eu\/moneytransblog\/wp-content\/uploads\/sites\/40\/2022\/07\/End.png 1800w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Entender la importancia de la educaci\u00f3n financiera y c\u00f3mo poder sacarle partido, ser\u00e1 de gran ayuda para mejorar nuestros ahorros. En Moneytrans, \u00a1compartimos todas las claves contigo! &nbsp; Educaci\u00f3n financiera, \u00bfqu\u00e9 es?\u00a0\u00a0\u00a0 Nuestra \u00e9poca est\u00e1 marcada por un fuerte aumento de la migraci\u00f3n en cuanto al n\u00famero de personas que llegan a Europa. Por lo [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":15197,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[393],"tags":[1386],"class_list":["post-15183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-smile-account"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - 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