With the Smile Account everything is crystal clear !

No strings, no hidden fees and no small print. At Moneytrans we choose transparency.

Included with your Smile

€30/year*

28% discount applied

Minimum initial deposit of €5, available immediately in your account. 

You will receive it at home within 10 days.

2 SEPA TRANSFERS FREE OF CHARGE /MONTH

By phone, email or chat.

ONLINE PURCHASES AND PAYMENTS IN PHYSICAL SHOPS

FREE TRANSFERS TO ANOTHER SMILE ACCOUNT.

PRIVATE AREA IN APP FOR ANDROID OR IOS

And a few extras

Annual account maintenance

€30

Cash withdrawal at a Moneytrans agency

€1,5

Cash withdrawals at ATMs (SEPA)***

€2

Cash withdrawals at ATMs (non-SEPA)***

€5

Deposit funds into the account* via the website

1% of the deposited amount

*20€ if you open your account at a smile point / in a branch

Smile, everything you need is here!

Card Mastercard

IBAN account

App

Smile Points

24/7 Assistance

Card Mastercard

Smile Points

IBAN account

24/7 Assistance

App

promo .

International money transfers with

25% off online& up to 50% at our branches

Total transparency! Here you can download the legal and compliance documents

Smile Account Limits

Withdrawal limits
ATM: 500 EUR / 30 days
At a branch: 250 EUR / 30 days
Payment limits
Shops, online: 2.500 EUR / 30 days
Cash deposit limits
At a branch: 750 EUR / 30 days
Account recharge limits
By card or bank transfer:
10.000 EUR / 30 days
Limits on outgoing transfers
National or SEPA: 10.000 EUR / 30 days

Want to open your Smile Account now? It will only take you 5 minutes!

Contact us

HELP CENTER

Your questions are 7/7, so we are.

Get in touch with our 7-day support team that speaks your language whenever you need it. Contact us by phone, email, chat, social media or visit us in one of our 3000 agencies in Europe. You will always find our best smile.