Compare Smile account with other accounts

We offer you detailed information about what other accounts and cards offer so that you can make the best decision

100% Mobile

Deficit

Not allowed

Not allowed

Not allowed

60 days maximum

Not allowed

Cash withdrawals

Foreign currency cash withdrawals

Money transfers

Only associated to an IBAN account

Direct debit

Mobile top-up

Life insurance and repatriation

Coming Soon

Social programmes

Pricing

Free

10€

€6

€10

Free

Maintenance

20€ / year

30€ / year

Free

Free

Free

Delivery time

10 days

7-10 days

7-10 days

10-12 days

Contactless

Personalisation

(Premium version)

Card type

Debit

Debit

Pre-paid

Debit

Debit

Partner

Mastercard

Mastercard

Mastercard

Mastercard

VISA

In-store payment

Mobile payment in shops

E-commerce

Cash withdrawals at ATMs

inside and outside the SEPA area

Withdrawal at official locations

Cardholders

1

1

1

1

2

Security

3D secure

3D secure

3D secure

Card replacement

€9

€10

€6

€10

Locations for opening the account

Moneytrans branches, Shops, Moneytrans App, Website

Lotteries and shops, Web (without finishing the process)

Post Office, Web, Mobile App

Web App (not in office)

LaCaixa branches, web, app

Personalised assistance

Telephone, Email, Live chat, Offices

Telephone

Telephone, Email

Chat, Email

Telephone, Email, Offices

Minimum initial deposit

Free

€3

€10

Opening requirements

- Identity document

- Proof of residence in Spain

- Email

- Telephone

- Be a tax resident

- Identity document

- Proof of residence in Spain

- Telephone

- DNI

- Proof of residence in EU

- Email

- Telephone

- Be a tax resident

- Identity document

- Proof of residence in Spain

- Telephone

- Be a tax resident

- Identity document

- Proof of residence in Spain

- Telephone

Annual maintenance

20€

€20

€0

€0

€36

Access to your account in app

Opening time