Compare Smile account with other accounts
We offer you detailed information about what other accounts and cards offer so that you can make the best decision
Account
100% Mobile
Deficit
Not allowed
Not allowed
Not allowed
60 days maximum
Not allowed
Cash withdrawals
Foreign currency cash withdrawals
Money transfers
Only associated to an IBAN account
Direct debit
Mobile top-up
Life insurance and repatriation
Coming Soon
Social programmes
Card
Pricing
Free
10€
€6
€10
Free
Maintenance
20€ / year
30€ / year
Free
Free
Free
Delivery time
10 days
7-10 days
7-10 days
10-12 days
Contactless
Personalisation
(Premium version)
Card type
Debit
Debit
Pre-paid
Debit
Debit
Partner
Mastercard
Mastercard
Mastercard
Mastercard
VISA
In-store payment
Mobile payment in shops
E-commerce
Cash withdrawals at ATMs
inside and outside the SEPA area
Withdrawal at official locations
Cardholders
1
1
1
1
2
Security
3D secure
3D secure
3D secure
Card replacement
€9
€10
€6
€10
Opening
Locations for opening the account
Moneytrans branches, Shops, Moneytrans App, Website
Lotteries and shops, Web (without finishing the process)
Post Office, Web, Mobile App
Web App (not in office)
LaCaixa branches, web, app
Personalised assistance
Telephone, Email, Live chat, Offices
Telephone
Telephone, Email
Chat, Email
Telephone, Email, Offices
Minimum initial deposit
Free
€3
€10