Compare Smile account with other accounts

We offer you detailed information about what other accounts and cards offer so that you can make the best decision

Account

Not allowed

Not allowed

Not allowed

(for new clients)

Card

Free

€17,64

(€1,47/month)

Free

€10

€10

Free

Free

Free

Free

Free

10 days

5 days

immediately

15 days

15 days

(for new cards)

(Premium version)

Debit

Debit

Prepaid Debit

Debit

Debit

Mastercard

Maestro

Mastercard

VISA

Mastercard

(not systematic)

(usage outside Europe is conditional)

(ATMs Only)

1

1

1

2

(hello offer)

1

3D secure

Card reader

3D secure

Card reader

3D secure

€9

€10

€6

€9,90

€10

Opening

Moneytrans branches, Shops, Moneytrans App, Website

On line, Belfius Agencies

Online, Bpost branches

Online (web or app)

Online (web or app)

Telephone, Email, Live chat, Branches, Social networks

Online, Belfius Agencies

Telephone, Agencies

Phone, Forum, Email, Social networks

 Chat / Email

Free

- Identity document

- Proof of residence in Belgium

- Email

- Mobile phone number

- Identity document

- Proof of residence in Belgium

- Mobile phone number

Other information likely*

- Identity document

- Mobile phone number

Other information likely*

- Identity document

- Proof of residence in Belgium

- 28 y/o Minimum

(Hello offer)

- Tax resident

- Identity document

- Proof of residence in Belgium

- Mobile phone number

Other information likely*

20€

€ 27

€18

€0

€0

5 minutes

5 minutes

in minutes

4 minutes

8 minutes

Limits and costs

Price charged by the ATM operator bank

€0,50

(non-Belfius ATM)

€4

0€

(EEA Zone)

Free

(up to 3 times a month)

€5

€5 + 1% of the amount

€4 + 1.75% of the amount

(foreign currency)

0.30% of the amount + €2.86

1.7% of the amount

€1,5

€0,5

(at the counter)

Not possible with bpaid

Included

No N26 branch

0,5€

include

€3,5

include

Cash deposit not available

1% of the amount

included

3% (free the first time)

Free

Free

Transfers not available

Free

Free

Moneybeam

2 free of charge per month

€3

(at the counter)

included

Free

Calculator

€9.86 (non SEPA

1.21% + other fees

1.7% of the amount

€500 / month

€650/day

€500/day

€625/day

€1000 / day

€2500 / week

€300 / 7 days

€650/day

Not possible with bpaid

€625/day

No N26 branch

Modificable

€50/operation

€50/operation

€25/operation

€50/operation

€2500/month

€2500/week

Amount available on the card

€2500/week

€20,000/month

€950 / month

€3,000 / month

€2,500/ deposit

€10,000 / month

€8,000/year

€10,000 / month

€3,000/ week (via app)

Outgoing transfers not available

€2,500/day (without reader)

Unlimited (SEPA)

€10,000 / month

€24,000/ year

Unlimited (SEPA)